Cover Your Family for Less: You wont believe how affordable it can be! Get Your Quick Quote Now!

"Are You a Company Director? Discover How Much Life Insurance Cover You Can Get And What It Will Cost Today."

TESTIMONIALS

Other Smart Directors Like You!

"I Feel Safe That My Family is Secure"

"Tom was excellent. It felt like a friend of mine was helping me with my life cover. I had originally planned to take out £250,000 of relevant cover through my business, but Tom walked me through what £1,000,000 would look like in terms of monthly and lifetime cost. Framed that way, it wasn’t difficult to agree to a higher premium and properly protect my family in a worst-case scenario.

They helped me tick another thing off the to-do list, and I’m very grateful, thank you, Tom."

Harvey McNeil

" Took All The Pressure Of Me"

A knowledgeable, friendly, and helpful team who helped us secure the best cover at a competitive rate. They made the whole process simple and easy to understand from start to finish. Highly recommend.

Carl Harrison

3 Reasons Why Company Directors Need Life Insurance In 2025

Get Covered for less than you would have every thought

  • Replace your income, immediately. Directors’ salaries and dividends often fund the entire household. A life policy drops a lump sum into your family’s account within days, so mortgage payments, school fees and everyday bills never miss a beat.

  • Keep the family home. Many company owners leverage personal guarantees or draw on company loans secured against their house. Life cover clears those debts outright, sparing your partner and children from forced sales or refinancing stress.

  • Shield inheritances from HMRC. A Company Director Life Policy written in trust keeps the payout out of your estate, reducing any inheritance tax liability, so your heirs receive the full benefit, not the taxman.

Why do company directors need life insurance 2025

See what they have to say about getting covered!

"I cant believe how easy it was!"

Carl Powell - London

"Tom Got Me Covered In 24 Hours"

Philip West

The 3 Step (Director Life Save) Framework We use to get you the best cover

A Clear 3-Step Process to Help You Cut Costs and Get Covered

Get To Know You- Discovery Call

We'll have a conversation with you to understand what's important, work out how much cover you and your family need, and help you find the best option within your budget. We'll also go over some health questions, as these can impact the pricing.

Market Analysis

Using this information, we’ll carry out thorough research across a range of providers to find the most competitive and suitable options for your needs. We’ll then talk you through the benefits of each, so you can make an informed decision with confidence.

Match You With The Best Options

Once we’ve reviewed the available options together, we’ll be able to confidently recommend the policy that best suits your needs and begin the application process. If you’d like time to consider your decision, we’re happy to arrange a follow-up call.

Ready to get started?

STILL NOT SURE?

Frequently Asked Questions

We understand Insurance can be tricky let us help you out!

Can I really pay for life insurance through my business?

Yes. With a relevant life policy, your company can pay the premiums as a business expense—typically making them tax-deductible and not a benefit-in-kind.

How much could I actually save?

Directors often save up to 45% compared to paying personally, thanks to savings on income tax, National Insurance, and corporation tax.

What happens if I already have personal life insurance?

We’ll review your current cover and show whether switching to a business-paid policy could improve your benefits and lower your cost.

Does it cover critical illness or income protection too?

Relevant life policies are strictly life cover, but we can advise on executive income protection and critical illness options—also tax-efficient through the business.

This is 100% free and is (not) a sales call

Get Expert Life Cover Advice, Free For Company Directors. + Your Instant Quote In Minutes.

Why Book the Call? Whether you’re taking out a new policy or reviewing what you’ve already got, this free 15-minute call gives you expert advice on how to protect your income and your business, tax-efficiently. We’ll show you where you might be overpaying, what gaps to fix, and how much you could save with a business-paid policy. Quick, clear, and no pressure.

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